BROKERED REAL ESTATE FINANCING

Commercial Real Estate Financing. Brokered for Investors.

CLG helps investors source bridge, DSCR rental, ground-up construction, and fix-and-flip financing options through third-party lending partners.

$50K-$3MPARTNER PROGRAM RANGE
44STATES SERVED VIA PARTNERS
30-45 DaysTYPICAL PARTNER TIMELINE
24hrLENDER FEEDBACK TARGET
ESTIMATE

Estimate Potential Financing

Get a quick estimate based on your deal. For lender options, submit your scenario below.

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Select a financing type and enter your property value to see your estimate.

FINANCING OPTIONS

Lending Options for Every Strategy

From fix-and-flip to long-term rentals, CLG connects real estate investors with lending partners that fit their business plans.

Bridge Loan Options

Short-term financing options for acquisition, renovation, and stabilization of investment properties.

Fix & Flip

Purchase, renovate, and sell non-owner occupied homes with 1-4 units.

  • Financing Amount: $50K - $3M
  • Max LTC: 90% purchase, 100% rehab
  • Max ARLTV: 75%
  • Term: 12 months (up to 18)
  • Rehab: Extensive rehab allowed
  • Recourse: Full recourse
  • Foreign Nationals: Eligible
Some lenders offer self-service draw requests

Ground Up Construction

Build new homes with 1-4 units. Non-owner occupied residential, townhomes, and condos.

  • Financing Amount: $50K - $3M
  • Land: 75% of value (60% Unpermitted)
  • Max LTC: 90% total project costs
  • Construction: Up to 100% through lender programs
  • Max ARLTV: 70%
  • Term: 12 months (up to 24)
  • Recourse: Full recourse
Interest reserves may be available through lending partners

Stabilized Bridge

Short-term financing options for 1-4 unit rent-ready properties with no planned renovations.

  • Financing Amount: $50K - $3M
  • Max LTC: 90% purchase (<6 mo owned)
  • Max LTV: 70% (>6 mo owned)
  • Term: 12 months (up to 18)
  • Min FICO: 660
  • Exit: DSCR and No DSCR options
DSCR and No DSCR exit options may be available

DSCR Loan Options

Long-term rental financing options based on property cash flow through qualified lending partners.

Single Property Rental

Purchase or refinance non-owner occupied rental properties with 1-4 units.

  • Financing Amount: $75K - $2M
  • Purchase/Refi: 80% LTC/LTV max
  • Cash-out: 75% LTV max
  • Term: 30-year fixed, IO, or ARM
  • Min FICO: 660
  • Min DSCR: 1.05x
  • Prepay: Step-down options

Rental Portfolio

Purchase or refinance multiple non-owner occupied rental properties under one financing structure.

  • Min Property Value: $72K
  • Max Financing: $2M
  • Purchase/Refi: 80% LTC/LTV max
  • Cash-out: 75% LTV max
  • Term: 30-year fixed, IO, or ARM
  • Min FICO: 660
  • Non-recourse: Options available

Mid-Construction Refinancing

Don’t let a loan maturing or an increased budget stand in the way of completing your project. For construction projects nearing completion, CLG can help source Mid-Construction Refinancing options designed to address extension fees, maturing loans, and remaining project costs.

Mid-Construction Refi

Projects are considered mid-construction at 65–75% complete with specific key milestones listed below.

QUALIFICATION MILESTONES
1
Weathertight: Foundation, framing, roof, doors, windows installed and siding complete
2
Systems Ready: Rough plumbing, electrical and HVAC complete
3
Clean Slate: No mechanic’s liens present
KEY BENEFITS
  • Max LTV: Up to 80%
  • Interest Reserve: Full-term available
  • Construction: Lender programs may cover up to 100% of remaining costs
  • Terms: 12 or 24-month terms
  • Prepay: No prepay on 12-month term

Program availability, rates, terms, loan amounts, leverage, draw features, and closing timelines vary by lender, borrower, property, market, and transaction type. CLG is not a direct lender and does not make credit decisions. Programs shown are for business-purpose investment property financing, not owner-occupied consumer mortgage loans.

PROCESS

How It Works

01

Submit Scenario

Share your project details and investment strategy. CLG reviews your scenario and identifies lending partner options.

02

Lender Review

CLG packages the property and project details for lender review. DSCR options are generally based on property cash flow.

03

Coordinate Closing

Many lending partner programs target 30-45 day closings. CLG helps coordinate the process so you can focus on the deal.

04

Build & Profit

When available through a lending partner, draw programs can help projects move from rehab or buildout through the exit.

WHY CLG

Built for Investors, by Investors

Commercial Lending Group is a commercial financing brokerage built for real estate investors. Whether you're flipping your first property or managing a portfolio of rentals, we help source lending options around the deal — not your W-2.

No Income Verification

Underwritten on property cash flow, not personal tax returns.

Foreign Nationals Welcome

Visa, Green Card, or Work Permit holders may be eligible for bridge loan options.

Fast Closings

Many lending partner programs target a 30-45 day timeline.

Draw Programs

Some lending partners offer self-service draw requests for faster project reimbursements.

COVERAGE

Brokerage Coverage

CLG helps investors access third-party lending options in 44 states, covering the vast majority of markets where real estate investors operate.

AK
ME
WI
VT
NH
WA
ID
MT
ND
MN
IL
MI
NY
MA
CT
OR
NV
WY
SD
IA
IN
OH
PA
NJ
RI
CA
UT
CO
NE
MO
KY
WV
VA
MD
DE
AZ
NM
KS
AR
TN
NC
SC
DC
OK
LA
MS
AL
GA
HI
TX
FL
Active (44 states)
Not Available (6 states)
MinnesotaNorth DakotaOregonSouth DakotaUtahVermont
PARTNERSHIPS

Partner With CLG

Whether you're a broker bringing CLG your next deal or someone who knows an investor who needs financing, we'd love to hear from you. CLG is built on relationships — every referral is the start of a partnership.

I'm a Broker

Submit a borrower scenario and CLG will respond with lender options or next steps.

Refer Someone

Know someone who needs financing? Send CLG their info and we'll help them review available lending options.

GET STARTED

Ready to Find Financing for Your Next Deal?

Reach out to discuss your project. CLG will review your scenario and help identify lender options and next steps.

We typically respond within 24 hours on business days.