What is a Merchant Cash Advance (MCA)?

Merchant Cash Advances provide small businesses with an alternative to other financing, like traditional bank loans. Your business can receive an upfront lumpsum from a merchant cash advance provider and repay the advance with a percentage of the business’s sales. It is an option for businesses that have high credit card sales volume, need funding quickly, or may not qualify for a traditional loan.

Benefits of an MCA loan:

  • Fast access to cash
  • Flexible repayment terms
  • Strong credit not required
  • You choose how to use
  • No collateral required